Our Testimonials
The Dollar Smart course was a great program that taught
us basic life skills. The program went over 5 week duration and we learnt
many new skills. These skills included finance, interest rates, insurance
rates and calculating interest. This course was great to prepare us for
future reference. It gave us an outlook on what is expected when we have
to start paying our own bills, saving for cars etc and standing on our
own two feet. It was an interesting course and we would recommend this
course to anyone interested in business and finance.
iily
Pugin and Raziye Eyiden, Year 10, Nerang State High School
Lyn helped us when we were on the verge of bankruptcy.
By using her expert advice, our finances are already well under control.
Our credit card debt has halved and we now have money aside to pay our
bills on time. We are also living a far better lifestyle as we
have learnt to prioritise what is important to us. Learning to
track our finances has helped us gain back financial control and not
to mention alleviate stress. Thank you.
Kell & Mike
Lyn Davis was nothing short of fantastic when it came
to helping me understand my finances and how to do my budget. She went
to extrie lengths to make sure everything was perfect and kept in touch
regularly to make changes when needed. Lyn is easy to talk to and explains
things very well. Thank you for every thing.
Kilea
I have always been a very busy person, chasing the
dollar to pay the mortgage. One morning I awoke with the feeling I was
under insured in the event of death. I called my advisor, Murray Browne,
who visited me and did an assessment of my insurance needs. As was expected
he suggested I increase my death cover and also take out insurance in
the event of permanent disability or trauma. He recommended a large cover,
which required a large priium. I have always been healthy, not ever
having a sick day in my life, I thought of insurance as a necessary expense,
but as I will never make a claim, I would keep the priium expense to
a minimum.
I reduced the amount Murray had suggested and signed up. I didn't even
know what Trauma Insurance was for. I certainly didn't think I would ever
need such a thing.
Recently I suffered a "subarachnoid haiorrhage
from a ruptured basilar aneurysm" which is usually fatal but in
my case my God sent his healing angels to prevent this from happening.
30% of cases die. 40% of the cases have side effects similar to stroke
victims, and 30% survive with minor side effects. My wife rang Murray
Browne to find out if I had any cover, as the mortgage was still dianding
to be paid, plus all the expenses associated with this incident, not
to mention all the existing expenses consistent with life.
Murray checked the policy and was pleased to inform Angie that she was
elligible receive $100,000 from the trauma policy. I also had an Income
Protection plan with pays me a benefit of $2,300 per month. The Life Insurance
company requested some information from my medical records, assessed the
claim and paid out the amount. The whole process was effortless and undertaken
by the company in an expedient and professional manner.
We were kept informed of the process and progress all the way. I
got the impression they were keen to pay out the claim. I would never have
believed I needed Trauma insurance, nor ever felt I could afford the expense
of the priium, obviously now I have no hesitation in recommending to people
to invest in their own health. My only regret was that I hadn't insured
myself for more.
I am very pleased I have an insurance advisor who takes his business seriously, I would not have thought to take out Trauma insurance if it had been left up to me. A good broker is one who takes an interest in you and recommends policies that apply to you. Murray Browne is such a broker and I have no hesitation in recommending him to you.
Someone asked me if I had life insurance, and then
asked what was the reason for not having disability insurance? Their
statient was that if I was to die, my wife and family would receive
some payout which would help thi manage till they got back on their
feet.
BUT if I was to suffer some injury that I did not die from, but lived in
an incapacitated state, then the expense to the family would cripple their
existence and completely change their future. I would be an ongoing liability.
I realized that TPD insurance is more important than death cover, I bly
suggest you consider adequate cover.
John McGuigan