Our Service
Budget Planning Partners aim to take you back to the basics and put YOU back in control of YOUR finances.
We provide an easy to use, step by step process which can be customised to meet your individual needs regardless of one’s situation.
A positive approach to personal budgeting WILL have a positive financial impact on your future.
Our aim is to assist you in understanding the importance of:
- A personalised budget
- Implementing strategies to reduce debt
- Effective loan or debt facilities
- Effective finance & insurance structures
Putting these steps into action will help you achieve a lifestyle that you have probably only ever dreamt about. That is why having a b financial vision for the future is so important. Always remember…
If you fail to plan, you’re actually planning to fail...!
So, what is a budget? Basically, it is the sum of our incomes (wages, salary, dividends, interest, etc) less the sum of our expenses. What you have left is referred to as your disposable income.
If you discover your outgoings are greater than your incomings, you need to either increase your income or reduce your spending.
It’s not rocket science!
So, why budget? A budget lets you know if you are living within or beyond your means.
In simple terms, if you spend more than you earn, you’ll be going backwards and have little to show for the approximate $4 million that you can expect to earn during your working life.
Having a budget can set you on the road to saving for that something special ie that overseas trip you’ve always wanted, a new car, an investment portfolio or an early retirement.
Whatever your motivation, let us work together to turn your dreams into reality.
Welcome and congratulations on taking the first step…
There are a few steps we take to assess your financial situation, these are outlined below.
STEP 1 - Gather data and assess your current situation
STEP 2 - Goal setting and lifestyle changes
STEP 3 - Your responsibiities
STEP 4 - Ongoing monitoring & maintenance
Whatever your reasons and goals may be, we are here to help you, contact us today and we will show you how!
Additional Services
What is Financial Planning?
Financial Planning is the foundation of your financial future and represents the difference between creating your financial future, and simply allowing it to happen.
If you want a sound financial future you need good overall advice, not
Your financial plan will show you what you need to become financially secure and what assistance you will need from other advisers (eg. your lawyer or accountant) to implement the plan strategy.
For more information please visit the Wealth Planning Partners website www.wealthplanningpartners.com.au Australian Finance & Business Coaching“The real thing in Coaching.”
If you’re a small to medium business looking to grow, Budget Planning Partner recommends that you contact Michael Wall for strategies to be able to grow your business.
For more information please visit the website www.afbc.com.au